IRS Section 105 · SIMRP

Wellness that works for Oklahoma.
For your people & your purpose.

Expertly designed Purple & Blue plans featuring Remedy Direct Primary Care, Octi Health AI Billing, and Attentive SIMRP. We lower employer taxes, increase employee take-home pay, and fund student scholarships — all while delivering premium care & mental health support.

$500+

annual tax savings per employee

24/7

doctor access via Remedy DPC

$4

monthly scholarship donation

📊 Free Payroll Analysis ✨ Explore Benefits
(572) 235-3760 victor@lonestartrustbenefits.org
triple impact

We care for employers, employees & students

Transforming workplaces and schools across Oklahoma — making health accessible, tax savings real, and education affordable.

For Employers

Reduce FICA taxes, increase retention, and offer a premium benefit at no net cost.

For Employees

No-copay Remedy Direct Primary Care, mental health support, and a net take-home pay increase.

For Students

Every enrolled member funds a scholarship — helping Oklahoma students pursue higher education.

Designed for Oklahoma Businesses

Our Purple and Blue plans leverage Remedy DPC, Octi Health AI Billing, and Attentive SIMRP — lower taxes, happier teams, healthier culture.

Substantial Tax Savings

Using IRS code Section 105 and the Attentive SIMRP & PCMP plan, your company can redirect payroll taxes into employee wellness. Save $500–$590 per eligible employee annually on FICA — that's hundreds of thousands of dollars for mid-sized organizations.

📊 Example: 250 employees → $135,000+ yearly tax savings.

Employee Take-Home Pay Increase

Because premiums are pre-tax, most employees see a modest increase in net pay while gaining access to premium wellness tools through Remedy Direct Primary Care (DPC), 24/7 telemedicine, and no-cost prescriptions.

  • Remedy Direct Primary Care (DPC) - no copays
  • Octi Health AI-driven healthcare billing
  • Zero Health Bundled Pricing (Self-Funded)
📅 Schedule a consultation →
Teacher and students Oklahoma
Supporting Oklahoma Educators

Invest in the people who shape futures

School districts face tight budgets, but your teachers deserve the best. Our Blue and Purple plan structures give staff no-cost Remedy DPC access, Octi Health AI billing, mental health resources, and a pay raise — all while saving the district thousands in payroll taxes.

  • Remedy DPC doctor access for educators & families
  • Attentive SIMRP & PCMP plan management
  • Zero Health bundled pricing for self-funded options
  • Octi Health AI billing & net pay increase for staff
📋 Get District Quote →

How the SIMRP works: Financing & tax mechanics

Watch the videos below to see exactly how the financing and tax mechanics work.

Legacy of opportunity

Invest in Oklahoma’s Future: Scholarship Program

For every participating employee, we donate $4/month to a scholarship fund. Your wellness plan becomes a legacy of opportunity.

Meaningful Scholarship Funding

With 2,000+ employees enrolled, your district can generate $96,000 annually to support graduating seniors, trade students, and college-bound youth. Name the scholarship after a beloved educator — we’ll help you launch it.

100% of donations go directly to students.

Honoring those who shape lives

Oklahoma schools can name the scholarship after a distinguished teacher, administrator, or support staff member. It's a powerful way to recognize dedication and inspire the next generation.

Learn about naming →

Trusted & Recognized

The CPA JournalIRS Code Section 105INC. MagazineTax Notes

Our SIMRP is designed by tax and benefits experts. We are a registered broker partner — dedicated to compliance, transparency, and genuine care.

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Let’s talk about your goals

Whether you're a business owner, HR leader, or school administrator, we’ll provide a free, no-obligation payroll analysis that shows your exact tax savings and employee impact.

Call Now

Speak directly with a specialist

(572) 235-3760

Email Us

Send us your questions

victor@lonestartrustbenefits.org

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